LendSafe ⭐⭐⭐⭐⭐
LendSafe is one of the safest loan apps in Nigeria, offering fast approval,
transparent pricing, and responsible daily interest rates with no hidden fees.
FairMoney ⭐⭐⭐⭐☆
FairMoney offers instant loans with flexible repayment options
and fast bank disbursement across Nigeria.
Carbon ⭐⭐⭐⭐☆
Carbon is a popular digital lender offering higher loan limits
and longer repayment tenures for Nigerian users.
Branch ⭐⭐⭐⭐☆
Branch sends instant loans directly to Nigerian bank accounts
and is suitable for short-term emergency needs.
Palmcredit ⭐⭐⭐☆☆
Palmcredit provides fast short-term loans with easy approval,
but daily interest rates may be higher for new borrowers.
Renmoney ⭐⭐⭐⭐☆
Renmoney offers larger personal and business loans
with longer repayment periods and structured plans.
Aella Credit ⭐⭐⭐⭐☆
Aella Credit provides salary-based loans with competitive daily
interest rates and fast approval for verified users.
OKash ⭐⭐⭐☆☆
OKash provides instant micro-loans with very fast approval,
but daily interest rates are relatively high.
PalmPay Loan ⭐⭐⭐⭐☆
PalmPay combines a digital wallet with fast loan access
and flexible repayment options for Nigerian users.
Migo ⭐⭐⭐⭐☆
Migo offers USSD-based loans without requiring an app,
making it accessible for a wide range of users.
QuickCheck ⭐⭐⭐⭐☆
QuickCheck offers instant digital loans with simple requirements
and fast approval for Nigerian users.
Kiakia ⭐⭐⭐⭐☆
Kiakia is a peer-to-peer lending platform offering short-term loans
with flexible repayment options.